Medicare Insurance
Baynes Insurance
helping you get more out
of Medicare
When shopping for health insurance you will be happy you found Baynes Insurance. Led by owners and Medicare insurance agents Mark and Sherry Baynes.
This dynamic duo can help explain how you can get all the benefits you deserve at the best possible price.
We can work with you over the phone, online with zoom or video conferencing to help keep you safe in the comfort of your home. Of course we can also meet in person when necessary and appropriate.
Best of all, our attentive and personal services come at no additional cost you.
Meet the Team
Mark Baynes
My dear wife Sherry Baynes and I are a husband and wife team! We have been working with Medicare qualified clients for over 10 years. Finding the right plan to fit your unique needs is what we do. We represent Insurance leaders in Medicare plans and are proud to be Seniors helping Seniors.
Mark Baynes
(336) 468-7373
Sherry Baynes
Working as a team you get the best of both our worlds. We have been working with Medicare qualified clients since 2015. Worried about copays? We can help.We can meet remotely for review of your Medicare Plan needs. Face to face interaction and old fashioned service is why our customers love us.
Sherry Baynes
(336) 469-5370
Testimonials
Now is the time to understand your options!
When learning about all the options for medicare it can feel a bit overwhelming! We get it and have been working with seniors for over 10 years explaining the options available and the options that might best suit them.
Medicare Part A & Part B
Part A: Inpatient hospital expenses
Part B: Medical services
Medicare Part C
Medicare Advantage, often offers additional benefits
Medicare Part D
Medicare prescription drug coverage
Medicare Supplement Insurance
Medigap, Gap insurance to cover all or part of expenses not paid by original Medicare
Health Insurance Types
Investing in a quality insurance policy is the best way to prepare for the unexpected. We work with families and individuals in North Wilkesboro and across North Carolina. We take a great deal of pride in providing our customers and their families with valuable information to help them make the best decisions when it comes to their medicare insurance plans. Whatever protection you need or would like to know more about, rest assured we will work hard to find the right insurance solution for you!
Hospital Indemnity Plans
- Cash benefits paid directly to you, no restrictions on how you spend it
- Helps cover Medicare gaps, such as deductibles, copays, and coinsurance
- Covers a range of services, including hospital stays, skilled nursing facility care, outpatient surgery, and more
- Affordable premiums, plans are available at a variety of price points to fit your budget
- Works alongside your existing coverage, pairs with Original Medicare, Medicare Advantage, and Medicare Supplement plans
Medicare Part C (Medicare Advantage)
- Includes all benefits and services covered under Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).
- Managed by Medicare-approved private insurance companies.
- Often includes Medicare Part D (Prescription Drug Coverage).
- May offer additional benefits such as:
- Dental and vision coverage
- Gym memberships (at no additional cost)
- OTC (Over-the-counter) card
- Transportation services for medical appointments
Medicare Supplement
- Available to individuals enrolled in Medicare Part A and Part B.
- You purchase Medigap from a private insurance company and pay a monthly premium for the policy.
- In addition to your Medigap premium, you will also continue paying your Medicare Part B premium to Medicare.
- Medigap includes 11 plans designed to cover all or part of the expenses not paid by original Medicare, such as copayments, coinsurance, and deductibles.
Medicare Part D (Medicare Prescription Drug Coverage)
- Helps cover the cost of outpatient prescription drugs.
- Managed by Medicare-approved private insurance companies.
- May reduce your prescription drug costs and provide protection against future price increases.
Contact Information
Find us here: 873 Beaumont Elm St, North Wilkesboro, NC, 28659
Email: baynesinsurance@gmail.com
Phone: (336) 468-7373
Phone: (336) 469-5370
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